Commercial Umbrella Insurance

Even when you’ve done everything you possibly can to insure yourself against every imaginable risk that could result in property damage or injury to employees, customers or third-parties, sometimes the cost of an accident exceeds your policy’s limit. That’s why it’s so important for your business to have a commercial umbrella insurance policy, which kicks in when you’re still left paying for a portion of a loss after the limit on your policy has been reached. Our agents want to make sure you’re completely covered no matter how catastrophic a misfortune may be. We’ll work with you to find the umbrella insurance policy that works with your budget and gives you the full protection you need.

What Policies You Can Supplement with Commercial Umbrella Insurance

Here are some examples of policies that a commercial umbrella policy commonly supplements:

  • Commercial Auto: It’s normal for commercial auto policies to have around $50,000 of coverage for property damage. If one of your employees was found at fault in an accident that involved multiple vehicles, repair or replacement costs could easily exceed $50,000. An umbrella insurance policy would pay the remaining balance after your commercial auto policy’s limit had been reached.
  • Commercial Auto: It’s normal for commercial auto policies to have around $50,000 of coverage for property damage. If one of your employees was found at fault in an accident that involved multiple vehicles, repair or replacement costs could easily exceed $50,000. An umbrella insurance policy would pay the remaining balance after your commercial auto policy’s limit had been reached.
  • Trucking: The minimum coverage requirements for trucking insurance depend on the type of freight you haul, but given that accidents involving semi trucks frequently cause catastrophic damage, it is not difficult to imagine how even a single incident has the potential to exceed a policy’s limit.

At RNI, know your basic insurance is already a significant expense, so we’ll be sure to find you an umbrella insurance policy that gives you the protection you need for the lowest possible price.

Complete the brief form you see to the right, and someone will contact you within 24 hours to walk you through what commercial umbrella insurance policy would work best for your business. We pride ourselves on integrity and offering each of our clients personalized service. Once you’re an RNI client, we promise to use our knowledge and expertise to guide you toward success the same way we would our own business. Let’s get started!

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Personal

You’ve worked hard to build a great life for yourself and those you love. Let us help you protect what’s most important.

Trucking

It’s stressful managing a business that’s always on the move. With RNI, you can be confident that your team and your products reach their destination safely and on time

Commercial

It isn’t easy running a successful business. We’ll give you the tools you need to protect what you’ve worked tirelessly to build.

testimonials

Dear Mr. Nelson, Wow! What a pleasure to meet you! You really surprised us by coming to our little company. It is such a welcoming feeling to know the ladies we usually deal with have such a gentleman to work for. We enjoyed having full circle of help for our company. Although we may be small, hopefully we will grow. We really enjoyed Cathy and her information. Please stop by anytime. Thank you for lunch too. Many thanks, Cecila

Cecila