April and May bring the peak of severe weather to Kentucky, with high winds, hail, and heavy rains putting homes and businesses at risk. Unfortunately, this is also the time when storm-chasing contractors appear, promising quick and cheap repairs. While some contractors are reputable, many take advantage of storm victims—doing shoddy work or disappearing after taking your money.
How to Spot a Storm Chaser
Storm-chasing contractors move from town to town, targeting storm-damaged areas. Here’s how to recognize them:
- Unsolicited Offers – They knock on your door, claiming to notice damage you weren’t aware of.
- High-Pressure Sales Tactics – They push you to sign a contract immediately, often claiming it’s a “limited-time offer.”
- Lack of Local Reputation – They may have an out-of-state license plate, a temporary phone number, or no local references.
- Upfront Payment Demands – Reputable contractors don’t ask for full payment before work begins.
- No Written Estimates or Contracts – They avoid providing paperwork, making it difficult to hold them accountable.
How to Protect Yourself
- Verify Licensing & Insurance – Always check for a valid Kentucky contractor’s license and proof of insurance.
- Read Reviews & Ask for References – Look up their business on the Better Business Bureau (BBB) and read online reviews.
- Get Multiple Quotes – Compare bids from at least three local contractors before making a decision.
- Avoid Paying in Full Upfront – A reasonable down payment is standard, but never pay the full amount before work begins.
- Check with Your Insurance Provider – Consult your insurance company before signing anything to ensure your claim is handled properly.
Trustworthy Storm Recovery Starts with Local Experts
When storms hit, you need a contractor you can trust. At Raymond Nelson Insurance, we help policyholders navigate the claims process and connect with reliable local professionals. If you need assistance after a storm, reach out to us first—we’re here to help!
At Raymond Nelson Insurance, we go the extra mile to find the coverage that best protects what matters most: the business you’ve built and the people you love. We always take the time to get to know each client and serve their best interests. Call us today at (270) 885-1800, or contact us online for more information.